Ira Limits 2024 Married. Spousal iras have the same annual contribution limits as any other ira: If you file taxes as a single person, your modified adjusted gross income (magi) must be under $153,000 for tax year 2023 and $161,000 for tax year 2024 to contribute to a roth.
If you are under age 50, you may contribute $7,000 a year. You or your spouse must have.